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Make a Budget Creating and following a budget is one of the best things you can do to get your credit card debt under control.  When you have a plan for your money, you’re less likely to overspend and rack up even more debt.  There are many different ways to create a budget, so find […]

Introduction A personal loan is an ideal way to consolidate debt, pay college tuition, or pay for a home renovation.  However, so many lenders offer personal loans that finding the best rates and terms can be challenging.  To help you choose the right lender, we’ve compiled some tips that will help you get the low-interest

Introduction A personal loan can be a good option if you need to borrow money for a personal emergency. But before applying for one, there are some things you should know. To help you weigh your options and better understand how personal loans work in Singapore, we’ve put together a list of FAQs. What is

Introduction In Singapore, the home loan vs personal loan debate is not just a difference in semantics.    While both home and personal loans are used to purchase property, the two types of loans are vastly different.    In this post, we’ll explore how personal and home loans differ, as well as how to choose

Finding a Licensed Moneylender in Singapore When getting a loan, dealing with a licensed moneylender is important. After all, you don’t want to get scammed.  It’s not that difficult. The government has a website where you can search for licensed moneylenders. Just go to the website of the Moneylenders’ Registry, and you can search by

Introduction If you’re trying to get a personal loan, you’ve probably heard that it takes a lot of work, from filling out applications to getting your credit score in order. And while those are both true, there are also some steps you can take to ensure that you don’t put yourself at a disadvantage when

Introduction A personal loan might be the perfect fit if you’re looking for a way to fund your home renovation. Personal loans can help you finance renovations that will add value to your home; as a bonus, they’re also quick and easy to obtain. It’s Quicker One of the most significant benefits of a personal

Introduction The internet has made obtaining a personal loan in Singapore easier than ever before. Many companies are offering personal loans, and they’re one of the most popular types of borrowing. A personal loan gives you access to money when you need it most, whether for buying a car, paying some bills, or even going

Introduction. Like most people, you probably have a personal loan or two. You take out these loans to cover expenses such as student loans or credit card debt.  They can be helpful if used properly, but they can also be dangerous if not managed properly. Here are some tips to help you pay off your

The Ministry of Law regulates licensed Moneylenders This means that there are rules and regulations that Licensed Moneylenders must adhere to, and they can be penalized if they don’t.  For example, Licensed Moneylenders must adhere to a cap on the interest rates they can charge, and they’re not allowed to charge any fees whatsoever. You